The implicit interest rate for all housing loan agreements decreased for the second month in a row, from 4.641% in February to 4.613% in March. For the contracts that were closed in the previous three months, the interest rate decreased for the fifth consecutive month, from 4.197% to 4.000%. The average value of owed capital increased 233 Euros, reaching 65,391 Euros. The average value of loan repayments stood at 403 euros, the same value as the previous month, an increase of 72 euros compared to the value observed in March 2023 (21.8% more). In the last month, interest represented 61% of the average repayments, which compares with 45% one year before. In the contracts celebrated in the last 3 months, the average value of loan repayments decreased 9 euros to 619 euros (7.5% higher than the same month of the previous year).