The implicit interest rate for all housing loan agreements decreased from 4.417% in August to 4.362% in September. For the contracts that were closed in the previous three months, the interest rate decreased from 3.665% to 3.569%. The average value of owed capital increased 412 Euros, reaching 67,286 Euros. The average value of loan repayments stood at 404 euros, the same value as in the previous month, an increase of 18 euros compared to the value observed in September 2023 (4.7% more). In the last month, interest represented 59% of the average repayments. In the contracts celebrated in the last 3 months, the average value of loan repayments increased 5 euros to 622 euros (1.0% less than in the same month of the previous year).