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Interest rate for the contracts closed in the previous three months increased to 3.675%
Interest rates implied in housing loans
Interest rate for the contracts closed in the previous three months increased to 3.675% - April 2023
19 May 2023

Summary

The implicit interest rate for all housing loan agreements increased from 2.829% in March to 3.110% in April, the highest value since June 2009. For the contracts that were closed in the previous three months, the interest rate increased from 3.507% to 3.675%. The average value of owed capital increased 273 Euros, reaching 62,972 Euros. The average value of loan repayments increased 10 euros to 341 Euros, an increase of 84 euros compared to the value observed in April 2022 (32.7% more). In the contracts celebrated in the last 3 months, the average value of loan repayments increased 14 euros to 590 euros (52,5% higher than the same month of the previous year).


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