The implicit interest rate for all housing loan agreements increased from 1.144% in September to 1.328% in October. For the contracts that were closed in the previous three months, the interest rate increased from 1.775% to 2.061%. The average value of owed capital increased 424 Euros, reaching 61,513 Euros. The average value of loan repayments increased 7 euros to 279 Euros, representing an increase of 11.2% in nominal terms compared to the value observed in October 2021. In the contracts celebrated in the last 3 months, the average value of loan repayments rose 18 euros to 489 euros.