The implicit interest rate for all housing loan agreements increased from 1.328% in October to 1.597% in November. For the contracts that were closed in the previous three months, the interest rate increased from 2.061% to 2.365%. The average value of owed capital increased 250 Euros, reaching 61,763 Euros. The average value of loan repayments increased 9 euros to 288 Euros, representing an increase of 13.8% in nominal terms compared to the value observed in November 2021. In the contracts celebrated in the last 3 months, the average value of loan repayments rose 18 euros to 507 euros.