The implicit interest rate for all housing loan agreements decreased from 0.947% in April to 0.903% in May. For the contracts that were closed in the previous three months, the interest rate decreased from 0.891% to 0.845%. The average value of owed capital increased 124 Euros, reaching 51,010 Euros. The average value of loan repayments reduced 10 Euros to 227 Euros.