The implicit interest rate for all housing loan agreements decreased from 0.967% in August to 0.966% in September. For the contracts that were closed in the previous three months, the interest rate decreased from 1.003% to 0.966%. The average value of owed capital increased 167 Euros, reaching 54,484 Euros. The average value of loan repayments stood at 226 Euros for the third consecutive month.