The implicit interest rate for all housing loan agreements increased from 1.032% in June to 1.038% in July. For the contracts agreed in the last three months, the interest rate raised 4.4 base points in July, reaching the 1.471%. The average value of loan repayments was 242 Euros, one Euro more than in June. The average value of owed capital increased 108 Euros to 52,016 Euros.