The implicit interest rate for all housing loan agreements increased from 4.270% in September to 4.433% in October, the highest value since March 2009. For the contracts that were closed in the previous three months, the interest rate increased from 4.366% to 4.380%. The average value of owed capital increased 224 Euros, reaching 64,186 Euros. The average value of loan repayments increased 6 euros to 392 euros, an increase of 113 euros compared to the value observed in October 2022 (40.5% more), achieving its maximum value since the beginning of the series (January 2009). In the last month, interest represented 60% of the average repayments, which compares with only 25% one year before. In the contracts celebrated in the last 3 months, the average value of loan repayments increased 16 euros to 644 euros (31.7% higher than the same month of the previous year).