The implicit interest rate for all housing loan agreements increased from 4.089% in August to 4.270% in September, the highest value since March 2009. For the contracts that were closed in the previous three months, the interest rate increased from 4.331% to 4.366%. The average value of owed capital increased 222 euros, reaching 63,962 euros. The average value of loan repayments increased 7 euros to 386 euros, an increase of 114 euros compared to the value observed in September 2022 (41.9% more), achieving its maximum value since the beginning of the series (January 2009). In the last month, interest represented 59% of the average repayments, which compares with only 21% one year before. In the contracts celebrated in the last 3 months, the average value of loan repayments increased 5 euros to 628 euros (33.3% higher than the same month of the previous year).