Official Portal - Statistics Portugal
      
 

Interests account for more than half of loan repayments for the second consecutive month
Interest rates implied in housing loans
Interests account for more than half of loan repayments for the second consecutive month - June 2023
19 July 2023

Summary

The implicit interest rate for all housing loan agreements increased from 3.398% in May to 3.649% in June, the highest value since April 2009. For the contracts that were closed in the previous three months, the interest rate increased from 3.882% to 4.132%. The average value of owed capital increased 127 Euros, reaching 63,296 Euros. The average value of loan repayments increased 9 euros to 361 Euros, an increase of 100 euros compared to the value observed in June 2022 (38.3% more). In the contracts celebrated in the last 3 months, the average value of loan repayments increased 18 euros to 609 euros (48.9% higher than the same month of the previous year).


Press release
Download the document PDF (276 Kb)
Tables
Excel Excel (77 Kb)
ZIP CSV (8 Kb)