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Interest rate increased to 2.217%, the highest value since june 2012
Interest rates implied in housing loans
Interest rate increased to 2.217%, the highest value since june 2012 - January 2023
17 February 2023

Summary

The implicit interest rate for all housing loan agreements increased from 1.898% in December 2022 to 2.217% in January 2023. For the contracts that were closed in the previous three months, the interest rate increased from 2.715% to 3.307%. The average value of owed capital increased 353 Euros, reaching 62,357 Euros. The average value of loan repayments increased 9 euros to 308 Euros, representing an increase of 21.3% in nominal terms compared to the value observed in January 2022. In the contracts celebrated in the last 3 months, the average value of loan repayments increased 23 euros to 559 euros.


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