Interest rates implied in housing loans
Interest rate in housing increased to 3.162%
- August 2026
18 September 2026
Summary
The implicit interest rate for all housing loan agreements increased from 3.135% in July to 3.162% in August. For the contracts that were closed in the previous three months, the interest rate stood at 2.910%, the same value as in the previous month. The average amount of owed capital increased 725 Euros, reaching 80,188 Euros. The average value of loan repayments increased 4 Euros to 418 Euros, 24 Euros above the value observed in August 2025. In the last month, interest represented 50.0% of the average repayments. In the contracts signed in the last 3 months, the average value of loan repayments increased 13 Euros from the previous month to 744 euros (14.3% higher than in the same month of the previous year).
