Interest rates implied in housing loans
Interest rate in housing increased to 3.101%
- June 2026
20 July 2026
Summary
The implicit interest rate for all housing loan agreements increased from 3.065% in May to 3.101% in June. For the contracts that were closed in the previous three months, the interest rate increased from 2.820% to 2.853%. The average value of owed capital increased 608 Euros, reaching 78,865 Euros. The average value of loan repayments increased 6 Euros to 411 Euros, 17 Euros above the value observed in June 2025. In the last month, interest represented 49.1% of the average repayments. In the contracts signed in the last 3 months, the average value of loan repayments increased 23 Euros from the previous month to 715 euros (13.5% higher than in the same month of the previous year).
