Interest rates implied in housing loans
Interest rate in housing decreased to 3.077%
- April 2026
21 May 2026
Summary
The implicit interest rate for all housing loan agreements decreased from 3.088% in March to 3.077% in April. For the contracts that were closed in the previous three months, the interest rate increased from 2.830% to 2.833%. The average value of owed capital increased 536 Euros, reaching 77,614 Euros. The average value of loan repayments increased 2 Euros to 404 Euros, 8 Euros above the value observed in April 2025. In the last month, interest represented 48.8% of the average repayments. In the contracts signed in the last 3 months, the average value of loan repayments increased 2 Euros from the previous month to 702 euros (13.0% higher than in the same month of the previous year).
