Interest rates implied in housing loans
Interest rate in housing decreased to 3.065%
- May 2026
22 June 2026
Summary
The implicit interest rate for all housing loan agreements decreased from 3.077% in April to 3.065% in May. For the contracts that were closed in the previous three months, the interest rate decreased from 2.833% to 2.820%. The average value of owed capital increased 643 Euros, reaching 78,257 Euros. The average value of loan repayments increased 1 Euro to 405 Euros, 10 Euros above the value observed in May 2025. In the last month, interest represented 48.9% of the average repayments. In the contracts signed in the last 3 months, the average value of loan repayments decreased 10 Euros from the previous month to 692euros (8.0% higher than in the same month of the previous year).
