The implicit interest rate for all housing loan agreements decreased from 3.570% in May to 3.479% in June. For the contracts that were closed in the previous three months, the interest rate decreased from 3.057% to 2.951%. The average value of owed capital increased 635 Euros, reaching 71,677 Euros. The average value of loan repayments decreased 1 euro to 394 euros, 10 euros less when compared to the value observed in June 2024 (-2.5%). In the last month, interest represented 52% of the average repayments. In the contracts signed in the last 3 months, the average value of loan repayments stood at 630 euros, 11 euros less than in the previous month (5.5% higher than in the same month of the previous year).