The implicit interest rate for all housing loan agreements decreased from 3.830% in February to 3.735% in March. For the contracts that were closed in the previous three months, the interest rate decreased from 3.200% to 3.048%. The average value of owed capital increased 553 Euros, reaching 70,065 Euros. The average value of loan repayments decreased 2 euros to 398 euros, 5 euros less when compared to the value observed in March 2024 (-1.2%). In the last month, interest represented 55% of the average repayments. In the contracts celebrated in the last 3 months, the average value of loan repayments stood at 604 euros, 18 euros less than in the previous month (2.4% less than in the same month of the previous year).