The implicit interest rate for all housing loan agreements decreased from 3.984% in January to 3.830% in February. For the contracts that were closed in the previous three months, the interest rate from 3.169%  to 3.200%. The average value of owed capital increased 560 Euros, reaching 69,512 Euros. The average value of loan repayments increased 1 euro to 400 euros, 3 euros less when compared to the value observed in February 2024 (-0.7%). In the last month, interest represented 55% of the average repayments. In the contracts celebrated in the last 3 months, the average value of loan repayments stood at 622 euros, 21 euros more than in the previous month (1.0% below than in the same month of the previous year).