The implicit interest rate for all housing loan agreements increased from 0.932% in June to 0.950% in July. For the contracts that were closed in the previous three months, the interest rate increased from 0.900% to 0.969%. The average value of owed capital increased 77 Euros, reaching 54,203 Euros. The average value of loan repayments reduced 2 Euros to 226 Euros.