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Interest rate was 1.053%, owed capital and monthly loans repayments at 52,376 Euros and 244 Euros, respectively
Interest rates implied in housing loans
Interest rate was 1.053%, owed capital and monthly loans repayments at 52,376 Euros and 244 Euros, respectively - December 2018
18 January 2019

Summary

The implicit interest rate for all housing loan agreements increased from 1.049% in November to 1.053% in December. For the contracts closed in the last three months, the interest rate dropped 2.8 base points in December, reaching 1.424%. The average value of loan repayments was 244 Euros, one euro higher than the previous month. The average value of owed capital increased 24 Euros to 52,376 Euros.
In 2018, the average annual interest rate for total mortgage loans was 1.035%, up by 1.5 basis points from the previous year. When compared with 2017, the average mortgage owed capital rose €425 to €51,997 in 2018 and the average value of loans repayments increased €3 to €241.


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