SYNTHESIS INE@COVID-19, 25 Oct-2021

October . 25 . 2021 SYNTH SIS IN @ COVID-19 www.ine.pt page 4/7 Communication Unit | tel: +351 21 842 61 10 | sci@ine.pt The interest rate fell to 0.785%, and the owed capital and monthly instalments stood at €57,334 and €237, respectively In September 2021: • The implicit interest rate for all housing loan agreements was 0.785% (0.792% in the previous month); • For contracts signed in the last three months, the interest rate rose to 0.702% (0.689% in August); Implicit interest rates in housing loans Average owed capital More information is available at: Interest rates implied in housing loans – September 2021 (20 October 2021) • The average owed capital for all contracts increased by €219 compared to the previous month, standing at €57,334; • The average value of the monthly loan repayment rose by €1, to €237; • The implicit interest rate on housing loans for house purchase contracts decreased to 0.800% (-0.7 basis points (b.p.) when compared to the previous month). For contracts signed in the last 3 months, this rate increased by 1.8 b.p. concerning August, settling at 0.697%. 0.785% 0.730% 0.780% 0.830% 0.880% 0.930% 0.980% 1.030% 1.080% Sep-18 Dec-18 Mar-19 Jun-19 Sep-19 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Mar-21 Jun-21 Sep-21 57,334 € 49,000 € 50,000 € 51,000 € 52,000 € 53,000 € 54,000 € 55,000 € 56,000 € 57,000 € 58,000 € Sep-18 Dec-18 Mar-19 Jun-19 Sep-19 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Mar-21 Jun-21 Sep-21