SYNTHESIS INE@COVID-19, 23 AUG 2021

August . 23 . 2021 SYNTH SIS IN @ COVID-19 www.ine.pt page 6/7 Communication Unit | tel: +351 21 842 61 10 | sci@ine.pt Implicit interest rates in housing loans Average owed capital More information available at: Interest rates implicit in housing loans – July 2021 (20 August 2021) Interest rate fell to 0.800%, the owed capital and monthly loan repayments stood at €56,790 and €235, respectively In July 2021: • The implicit interest rate in all housing loan agreements was 0.800% (0.811% in the previous month); • In contracts entered in the last three months, the interest rate fell to 0.674% (0.693% in June); • The average value of the loan repayments was the same as the previous month: €235; • The implicit interest rate on housing loans for house purchase contracts decreased to 0.816% (0.828% in the previous month). For contracts signed in the last 3 months, this rate was 0.670% (0.686% in June). • The average owed capital for all contracts increased by €328 in comparison to the previous month, standing at €56,790; 56,790 € 49,000 € 50,000 € 51,000 € 52,000 € 53,000 € 54,000 € 55,000 € 56,000 € 57,000 € 58,000 € Jul-18 Oct-18 Jan-19 Apr-19 Jul-19 Oct-19 Jan-20 Apr-20 Jul-20 Oct-20 Jan-21 Apr-21 Jul-21 0.800% 0.730% 0.780% 0.830% 0.880% 0.930% 0.980% 1.030% 1.080% Jul-18 Oct-18 Jan-19 Apr-19 Jul-19 Oct-19 Jan-20 Apr-20 Jul-20 Oct-20 Jan-21 Apr-21 Jul-21

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