SYNTHESIS INE@COVID-19, 15 apr-2021

April . 15 . 2021 SYNTH SIS IN @ COVID-19 www.ine.pt page 9/12 Communication Unit | tel: +351 21 842 61 10 | sci@ine.pt More information available at: Implicit interest rates in housing loans – February 2021 (18 March 2021) In February 2021, the average value of owed capital for all contracts increased by EUR 161 compared to the previous month, to EUR 55,447. The average value of loan repayments decreased by EUR 1 compared to the previous month, to EUR 226. The implicit interest rate in housing loan agreements decreased in February 2021 to 0.872% (0.892% in the previous month). For contracts celebrated in the last three months, this interest rate stood at 0.716% (0.744% in January). Average owed capital Interest rate decreased to 0.853% while owed capital and monthly loans repayments stood at EUR 55,447 and EUR 226 Euros, respectively In February 2021, the implicit interest rate on all housing loan contracts was 0.853% (0.873% in the previous month). In contracts signed in the last three months, the interest rate decreased to 0.716% (0.744% in January). Implicit interest rates in housing loans 0.853% 0.820% 0.870% 0.920% 0.970% 1.020% 1.070% 1.120% Feb-18 May-18 Aug-18 Nov-18 Feb-19 May-19 Aug-19 Nov-19 Feb-20 May-20 Aug-20 Nov-20 Feb-21 55,447 € 49,000 € 50,000 € 51,000 € 52,000 € 53,000 € 54,000 € 55,000 € 56,000 € Feb-18 May-18 Aug-18 Nov-18 Feb-19 May-19 Aug-19 Nov-19 Feb-20 May-20 Aug-20 Nov-20 Feb-21