FEBRUARY 2022 17 MONTHLY STATISTICAL BULLETIN The interest rate fell to 0.798%, and the owed capital and monthly loan repayments stood at €58,557 and €254, respectively In January 2022: • The implicit interest rate in all the housing loan contracts was 0.798% (0.801% in the previous month); • In contracts closed in the last three months, the interest rate increased to 0.684% (0.682% in December); • The average owed capital for all contracts increased by €350 compared to the previous month, standing at €58,557; Implicit interest rates in housing loans Average owed capital • The average value of the monthly loan repayment increased by €1, to €254; • The implicit interest rate for total contracts for house purchase (the most relevant financing destination in the set of mortgage loans) decreased to 0.812% (-0.4 base points (b.p.) vis-à-vis the previous month); For similar contracts closed in the last 3 months, the rate increased by 0.4 b.p. compared to the previous month, standing at 0.684%. More information is available at: Implicit interest rates on housing loans – January 2022 15 February 2022 €58,557 €49,000 €50,000 €51,000 €52,000 €53,000 €54,000 €55,000 €56,000 €57,000 €58,000 €59,000 €60,000 Jan-19 Apr-19 Jul-19 Oct-19 Jan-20 Apr-20 Jul-20 Oct-20 Jan-21 Apr-21 Jul-21 Oct-21 Jan-22 0.798% 0.730% 0.780% 0.830% 0.880% 0.930% 0.980% 1.030% 1.080% Jan-19 Apr-19 Jul-19 Oct-19 Jan-20 Apr-20 Jul-20 Oct-20 Jan-21 Apr-21 Jul-21 Oct-21 Jan-22
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