The implicit interest rate in all contracts of mortgage loans to households stood at 1.215% in December (1.219% in November). The average value of loans repayments stood at €241, up by €1, from the value observed in previous month.
For the year 2015, the average annual interest rate for total mortgage loans was 1.269%, down by 0.187 percentage points from the previous year. The average mortgage owed capital diminished 1,013 euros in 2015 compared with the previous year, while the average value of loans repayments was reduced by 3 euros to 241 euros in 2015.